Privacy Policy

VistaGuard Financial & Insurance — Online Privacy Policy

Effective Date: June 19, 2025

This Online Privacy Policy ("Policy") applies to the website of VistaGuard Financial & Insurance ("VistaGuard," "we," "our," or "us") located at www.vistaguardinsurance.com and any online service that links to this Policy (collectively, the "Online Services"). VistaGuard values your trust and is committed to protecting your personal information. This Policy explains how we collect, use, and share your information.

1. Information We Collect

A. Information You Provide

We may collect personal information when you:

Request a quote or consultation
Submit a contact form
Apply for a financial or insurance service
Register for newsletters or communication
Participate in surveys or promotions

Information may include: your name, address, email, phone number, date of birth, financial and employment details, and other relevant data needed to deliver our services or fulfill legal and compliance obligations.

B. Information Collected Automatically

We collect certain data through automated technologies like cookies, web beacons, and pixels. This may include:

IP address
Browser and device type
Pages visited and session duration
Location data (when enabled)
Usage behavior and referral source

We use this information to improve website performance, analytics, marketing, and security.

C. Information from Third Parties

We may receive information from:

Licensed insurance agents and brokers
Financial institutions or platforms
Credit bureaus and marketing data providers

2. How We Use Your Information

We may use your information to:

Provide requested services or quotes
Contact you regarding your inquiry
Deliver insurance or financial product recommendations
Process applications or transactions
Analyze usage and improve our offerings
Comply with legal or regulatory obligations
Prevent fraud and enhance security

3. Sharing Your Information

We may share your information with:

Licensed financial professionals affiliated with VistaGuard or its partners
Insurance carriers, underwriters, and financial institutions
Third-party service providers for data hosting, marketing, or analytics
Government agencies or regulators when required by law

We do not sell your personal information.

4. Cookies and Tracking

VistaGuard uses cookies and similar technologies to understand how users interact with our site and to personalize content. You may control cookie settings through your browser. Disabling cookies may limit site functionality.

5. Your Choices and Rights

You may request to access, correct, or delete your personal information by contacting us.
You can unsubscribe from marketing emails using the link provided in those communications.
California residents may have additional rights under the CCPA. To exercise your rights, please contact us.

We currently do not respond to Do Not Track signals.

6. Data Security

We use industry-standard administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet is 100% secure.

7. Children’s Privacy

Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children.

8. Policy Updates

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

9. Contact Us

If you have questions about this Policy or wish to exercise your rights, please contact:

VistaGuard Financial & Insurance
Email: VistaGuard@proton.me
Phone: (619) 289-8441
Website: www.vistaguardinsurance.com
Mailing Address: 3521 Main Street, Suite 502, Chula Vista, CA 91911

This Privacy Policy is consistent with U.S. regulations and reflects our commitment to transparency, data privacy, and responsible information practices.