Last updated: August 5, 2025

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VistaGuard Financial & Insurance is an independently owned and operated business headquartered in Chula Vista, California. We provide insurance and financial services to clients across the United States, with active licenses in California, Arizona, and New Hampshire. Product availability and features may vary by state and carrier.

 

Licensing and Regulatory Status

VistaGuard Financial & Insurance operates through licensed agents in accordance with state insurance department regulations. Our professionals are authorized to offer insurance products, including but not limited to:

• Life Insurance (Term, Whole Life, Universal Life, Indexed UL)

• Health Insurance (including ACA-compliant plans and supplemental coverage)

• Medicare-related products (Medicare Advantage, Medicare Supplement, Prescription Drug Plans)

• Travel, Business, and Legacy Planning Solutions

 

World Financial Group Affiliation

Some agents affiliated with VistaGuard Financial & Insurance are also independently licensed agents of World Financial Group Insurance Agency, LLC (WFGIA) and its subsidiaries:

• World Financial Group Insurance Agency of Hawaii, Inc.

• World Financial Group Insurance Agency of Massachusetts, Inc.

• WFG Insurance Agency of Puerto Rico, Inc.
  (In California, WFGIA does business as World Financial Insurance Agency, LLC.)

VistaGuard Financial & Insurance is not an affiliated company of WFG, WFGIA, or its subsidiaries. References to WFG do not imply a corporate relationship or ownership. WFG-affiliated products are offered only by agents properly licensed and appointed through those entities.

 

No Legal, Tax, or Investment Advice

The content on this website and in our consultations is for informational and educational purposes only and does not constitute legal, tax, investment, or accounting advice. You should consult a qualified attorney, tax professional, or financial advisor for guidance specific to your personal situation.

 

Guarantees and Product Disclosures

Insurance product guarantees are subject to the claims-paying ability of the issuing insurance company. Products, features, rates, and underwriting guidelines are subject to change without notice and may not be available in all states.

 

Website Use

Information presented on this site is believed to be accurate at the time of posting, but we make no representations or warranties as to its completeness or accuracy. VistaGuard Financial & Insurance is not responsible for typographical errors or third-party content.

 

Contact

For questions regarding these disclosures, please contact:

VistaGuard Financial & Insurance
3521 Main Street, Suite 502
Chula Vista, CA 91911
📞 (619) 289‑8441
📧 VistaGuard@pm.me